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Why was my purchase declined?

Updated over 2 months ago

Tried to make a purchase and your JIM Card didn’t go through? No worries — there are a few common reasons this might happen, and most of them are easy to fix.

Let’s go over what could be behind a declined transaction and how to get back on track.


Common reasons your transaction might be declined

  • Not enough funds

You didn’t have enough balance to cover the full amount.

Tip: Check your available balance before trying again.

  • Blocked, inactive, or canceled card

Your card might be:

  • Blocked for security reasons

  • Inactive and not ready to use yet

  • Canceled, meaning it’s no longer valid

Make sure your card is active and unlocked before you try again.

  • Incorrect PIN, CVV, or expiration date

Typos happen. If the PIN, CVV (the 3-digit security code), or expiration date are incorrect, the transaction won’t go through. Double-check your info and try again.

  • Installments not supported

The JIM Card does not support purchases in installments. Try completing the payment in a single charge.

  • Identity verification pending

If you haven’t finished verifying your identity in the app, your card can’t be used yet. It’s quick and simple — once it’s done, you’re good to go.

  • Account funding not supported

The only current way to use your balance is through the JIM Card. We do not support Cash App, Venmo, Apple Cash, or other payment platforms.

  • Country not allowed

Some transactions are restricted based on the country where the payment is being made. If you’re trying to use your card in a restricted region, the purchase will be declined.


Why we decline certain purchases

Transaction declines are sometimes necessary to keep your money and information secure. Whether it's an incorrect input, a blocked card, or a pending verification, these checks are in place to make sure your experience is safe and compliant.


How to avoid future declines

Before trying again:

  • Check your balance

  • Make sure your card is active and not blocked

  • Double-check your PIN, CVV, and expiration date

  • Complete your identity verification in the app

Still running into trouble? Our support team is ready to help. Contact us anytime!

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