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What is Jim?

What Jim is and what it does for your business.

Jim is an AI-powered app for independent sellers in the United States. With just your phone, you can take cards in person, sell online, book clients and get paid in seconds. There are no monthly fees, no card reader to buy and no hidden costs.


What you can do with Jim

  • Sell in person: with Tap to Pay, your customer taps their card, phone or watch on your phone.

  • Sell online: send a Payment Link by text, email or DM, or sell on your free Jim Website, which also has a product catalog and bookings. See How to use Jim's Payment Link? and How to use Jim Website?

  • Get paid instantly: every sale goes to your Jim balance in seconds, ready to spend with your Jim Card. Add it to Apple Wallet or Google Wallet and spend wherever Visa is accepted, or cash out to your bank by ACH.

  • Run your business: Ask Jim, your AI assistant in the app, answers questions about your business 24/7 and spots nearby events where you can sell. See How to use Ask Jim?


How much it costs

Tool

Fee

Tap to Pay

1.99% per sale

Payment Link

4.99% + $0.30 per sale

Jim Website

Free to create; 4.99% + $0.30 per sale

Jim Card

Free

ACH transfer to your bank

1.99% + $0.99 per transfer ($15 minimum)

Ask Jim, Materials, Tipping, Spot Opportunities

Free

See all fees at jim.com/pricing.


How to start

  1. Download the Jim app on iPhone or Android.

  2. Create your seller profile.

  3. Wait for approval, then start selling.

You need an iPhone XS or newer, or an Android phone with NFC, with up-to-date software. See Is my device compatible with Jim? and How do I create and get approved as a Jim seller?


FAQ

Do I need a bank account?
No. You can receive, hold and spend your money with the Jim Card. Do I need a bank account to use Jim?

Who's behind Jim?
Jim is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The Jim Card is issued by Lead Bank pursuant to a license from Visa U.S.A. Inc. Funds on your Jim Card are FDIC insured up to $250,000 if specific deposit insurance requirements are met.


Need more help?
Human support is available Monday to Friday, 9am to 5pm EST.

✨ Talk to Jim, our AI smart help, available 24/7.

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