Jim is an AI-powered financial platform built for independent sellers and micro-entrepreneurs across the United States.
One app, one phone, no extra hardware. You take cards in person, sell online, book clients, and get paid in seconds.
No monthly fees. No reader to buy. No hidden costs.
What you can do with Jim
Sell in person.
Turn your phone into a card terminal with Tap to Pay.
Your customer taps their card, phone, or watch on your device and the sale goes through. Works on iPhone and Android phones with NFC and up-to-date software.
Sell online.
Send a Payment Link by text, email, or DM and get paid when you're not face to face.
Jim also builds you a free website with checkout the moment you sign up, and you can list a product catalog and accept bookings through it.
Get paid instantly.
Every sale loads your Jim Card in seconds.
It's a virtual Visa prepaid card you add to Apple Wallet or Google Wallet and spend anywhere Apple Pay, Google Pay, or Visa is accepted. No waiting for payouts, no ATM. You may also transfer your money via ACH to any bank account under your name.
Run your business.
Ask Jim is your AI assistant inside the app, available 24/7.
It learns from your transactions and answers questions about your business, not generic advice. It also spots nearby events and markets where you can sell.
How much it costs
Tool | Fee |
Tap to Pay | 1.99% per sale |
Payment Link | 4.99% + $0.30 per sale |
Website Builder | Free to create and host; 4.99% + $0.30 per sale on the site |
Jim Card | Free |
ACH transfer to your bank | 1.99% + $0.99 per transfer |
Ask Jim, Materials, Tipping, Fee pass-through, Spot Opportunities | Free |
That's it. No subscription, no monthly minimum, no equipment.
What you need to start
Download the Jim app. Free, on iOS and Android.
Create your seller profile and wait for approval.
Start taking payments.
You need an iPhone or Android phone with NFC and up-to-date software. No card reader, no terminal, nothing else to buy.
Why sellers pick Jim
Instant payouts.
Your money lands on the Jim Card in seconds, not 1 to 3 business days.
No hardware.
Your phone is the terminal.
One app for everything.
Payments, website, bookings, analytics, and an AI that helps you run the show.
Works in all 50 states.
Thousands of sellers all across the United States.
FAQ
Do I need a bank account?
No. You can receive, hold, and spend your money with the Jim Card. ACH transfers to a bank are there if you want them, but they're optional.
How fast do I get my money?
In seconds. Every sale loads your Jim Card right away. Spend it with Apple Pay or Google Pay in stores, or use the card details online.
Is it safe?
Yes. Transactions are PCI-DSS certified. Jim doesn't store card numbers, expiration dates, CVVs, or PINs on your phone or its servers.
Who's behind Jim?
Jim is a financial technology company. Banking services are provided by Lead Bank, Member FDIC. The Jim Card is issued by Lead Bank pursuant to a license from Visa U.S.A. Inc. Funds held in the Jim Prepaid Card Account are FDIC insured up to $250,000 if specific deposit insurance requirements are met.
Need more help?
Human support is available Monday to Friday, 9am–5pm EST.
Chat: in the app
Phone: +1 833 315 2573
Email: help@jim.com
✨ Talk to Jim, our AI smart help, available 24/7.