JIM is an AI-powered financial platform built to make transactions simple for independent sellers and micro-entrepreneurs across the United States.

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Tap to Pay — Accept contactless card payments right on your phone (iPhone XS+ or Android with NFC). Fee: 1.99% per sale.

Payment Link — Accept remote payments by sharing a secure link. Fee: 4.99% + $0.30 per sale.

Funds are instantly available after every sale

Virtual JIM Card integrated with Apple Wallet, so you can spend your balance anywhere Apple Pay is accepted.

ACH Transfer to U.S. bank accounts. Fee: 1.99% + $0.99 ($15 minimum)

Accepts Visa, Mastercard, American Express, Discover, JCB.

AI Business Agent for analytics, marketing, website generation, and 24/7 support.

Free JIM Website, auto-generated the moment you sign up.

- Tap to Pay — Accept contactless card payments right on your phone (iPhone XS+ or Android with NFC). Fee: 1.99% per sale.
- Payment Link — Accept remote payments by sharing a secure link. Fee: 4.99% + $0.30 per sale.
- Funds are instantly available after every sale
- Virtual JIM Card integrated with Apple Wallet, so you can spend your balance anywhere Apple Pay is accepted.
- ACH Transfer to U.S. bank accounts. Fee: 1.99% + $0.99 ($15 minimum)
- Accepts Visa, Mastercard, American Express, Discover, JCB.
- AI Business Agent for analytics, marketing, website generation, and 24/7 support.
- Free JIM Website, auto-generated the moment you sign up.

JIM lets sellers accept payments right from their phones using Tap to Pay and Payment Link, anywhere in the U.S.

Install JIM on a compatible device (iPhone XS+ or Android with NFC).

Create a seller profile and wait for approval.

Open the JIM app and enter the sale amount.

- Tap to Pay — Your customer taps their card, phone, or smartwatch on your device. Fee: 1.99% per sale.
- Payment Link — Send a payment link by text, email, or any method you like. Fee: 4.99% + $0.30 per sale.

Once the transaction goes through, funds are instantly available in your account.

1. Install JIM on a compatible device (iPhone XS+ or Android with NFC).
2. Create a seller profile and wait for approval.
3. Open the JIM app and enter the sale amount.
4. Choose how you want to get paid:
 - Tap to Pay — Your customer taps their card, phone, or smartwatch on your device. Fee: 1.99% per sale.
 - Payment Link — Send a payment link by text, email, or any method you like. Fee: 4.99% + $0.30 per sale.
5. Once the transaction goes through, funds are instantly available in your account.

➡️ <a href="https://help.jim.com/en/articles/9357145-how-can-i-sell-using-jim">Full selling guide</a>

The JIM Card is a virtual Visa Prepaid Card created the moment you register. Use your balance to make purchases anywhere Apple Pay is accepted — in-store or online, worldwide.

There's no physical card and no ATM access. Once your seller profile is approved, just tap "Add to Apple Wallet" in the JIM app to start using it.

➡️ <a href="https://help.jim.com/en/articles/9375267-how-can-i-create-a-jim-card">Create your JIM Card</a> | <a href="https://help.jim.com/en/articles/9375290-how-to-add-your-jim-card-to-a-digital-wallet">Add it to a digital wallet</a>

Move money from your JIM balance to your U.S. bank account, securely and simply.

Funds arrive the same business day

- Fee: 1.99% + $0.99 per transfer
- $15 minimum transfer
- Funds arrive the same business day

➡️ <a href="https://help.jim.com/en/articles/9376439-how-can-i-use-my-balance">Learn about balance options</a>

Get instant answers using our smart chat, right in the app.

Need a real person? Open the app → tap the (...) button → Help → Chat.

Available Monday–Friday, 9am–5pm EST.

Prefer talking it out? Reach us at +1 (833) 315-2573.

Send us a message anytime at <a href="mailto:help@jim.com" rel="nofollow noopener noreferrer" target="_blank">help@jim.com</a> and our support team will get back to you with personalized help.

Discover what JIM is and how it can help you manage your business finances.

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Key features

Sell with JIM

JIM Card

ACH Transfer

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