You don’t need a traditional bank account to enjoy JIM. Using JIM alone you can receive, manage, and spend your money easily.
Your free JIM account
After having an approved profile using JIM, you may manage your funds easily. There are no monthly fees, no maintenance charges, and no complicated paperwork. Everything happens inside JIM.
If you are selling via Tap to Pay with JIM, there is a flat 1.99% per transaction.
If you are using ACH transfers to transfer your balance, there is a 1.99% + $0.99 fee applied to each transaction. Using your balance through your JIM Card is free!
If you are using JIM's Payment link, there is a 4.99% fee plus $0.30 per transaction.
With JIM you can:
Receive payments directly from your sales.
Keep your balance safe in one place.
Track every transaction in real time.
Spend directly with JIM Card
The money you receive in JIM doesn’t need to be transferred anywhere else. You can use it right away with your JIM Card. Whether you’re paying for supplies, making online purchases, or covering day-to-day expenses, your JIM balance is always ready to go.
Transfer your balance - ACH Transfers
The ACH Transfer lets you move money from your JIM wallet directly to your bank account quickly and securely. Here’s how it works:
Each transaction includes a 1.99% fee plus $0.99.
The total fee and net amount are shown before you confirm the transfer.
You can monitor the transfer status and details directly in your JIM account.
Payment Link
The JIM Payment Link is a practical solution for accepting remote payments quickly and securely. With just a few taps in the JIM app, you create a payment link for a specific amount and share it with your customer by text message, email, or any messaging app.
Your customer completes the payment online using a credit card or digital wallet, no app or in person interaction required.
Each transaction has a processing fee of 4.99% plus $0.30.
This makes the JIM Payment Link an efficient and reliable way to collect payments from anywhere.
Why this matters for you
Not having to open or maintain a bank account saves time, paperwork, and fees. With JIM, everything you need to run your business financially is in one simple platform.
Need more help?
✨ Use our smart chat directly in the app to get instant support. For human assistance, open your app → tap the (...) button → Help → Chat window.
Our team is available Monday to Friday, 9am–5pm EST.
📧 Email us anytime at [email protected] and our support team will respond with personalized assistance.
📞 Prefer to call? Reach JIM’s phone support at +1 833 315 2573.
Available Monday to Friday, 9am–5pm EST.