Every sale lands in your Jim balance in seconds. You can spend it right away with the Jim Card or move it to your U.S. bank with Same Day ACH. You only need a bank account if you want to use ACH.
Ways to use your money
Option | Speed | Fee |
Jim Card | Instant | Free |
ACH Bank Transfer | Same business day, or next business day after hours | 1.99% + $0.99 |
Spend with the Jim Card
Your sales go straight to your Jim Card. Add it to Apple Wallet or Google Wallet, or use the card details to buy online. The Jim Card doesn't work for ATM withdrawals or adding money to apps like Cash App, Venmo or Apple Cash. To get cash, send the money to your bank with ACH. See How do I use my Jim Card? and Where can I use my Jim Card?
Cash out with ACH
Tap Cash out on the bottom bar.
Tap ACH Bank Transfer.
Tap Continue with ACH.
Enter the amount and tap Transfer $X.
Enter your bank account details and tap Next.
On the Let's review screen, check the fees and tap Confirm.
Enter your Jim Card PIN.
Don't know your PIN? Tap View PIN on your card in Cash out.
To track the transfer, tap Balance and open Transactions. Sent it by mistake? You have 5 minutes to cancel it. See What happens if I send an ACH payment by mistake?
Period | Limit |
Per transfer | $10,000 |
Per day | $20,000 |
Per week | $40,000 |
These limits apply to every cash out, including to your Jim Card. ACH transfers have a $15 minimum, and the bank account must be in your name. See all fees at jim.com/pricing.
When will my money arrive?
Sent before (CT) | Arrives by |
9:00 AM | 12:00 PM |
1:15 PM | 4:00 PM |
2:00 PM | 5:00 PM |
Transfers sent after 2:00 PM CT, on weekends, or on holidays arrive the next business day.
Need more help?
Human support is available Monday to Friday, 9am to 5pm EST.
Chat: in the app
Phone: +1 833 315 2573
Email: help@jim.com
✨ Talk to Jim, our AI smart help, available 24/7.