JIM is an AI-powered financial platform built to make transactions faster and easier for independent sellers and micro-entrepreneurs. Here's a quick look at each solution and how it can help your business.
Tap to Pay
Accept contactless payments right on your phone — no extra hardware needed.
Works with NFC-enabled devices (iPhone XS or later, Android with NFC) — device can't be jailbroken
Accepts all major card networks: Visa, Mastercard, American Express, Discover and JCB.
Supports contactless payments through:
Mobile wallets (Apple Pay, Google Pay, Samsung Pay)
Virtual cards
NFC-enabled physical cards
Available in the U.S.
1.99% transaction fee on all Tap to Pay sales
$1 minimum sale amount
Funds land in your JIM account instantly
Let customers tip you on Tap to Pay transactions.
Fee pass-through lets you decide who covers the processing fee.
Payment Link
Get paid remotely by sharing a secure link — no app required on your customer's end.
Processing fee: 4.99% + $0.30 per transaction
Share it by text, email, or any messaging app you like
Built-in 3D Secure verification for extra protection
Funds land in your JIM account instantly
JIM Card
Your virtual card for instant access to your balance.
Virtual Visa Prepaid Card — no physical card, no ATM withdrawals
Add it to Apple Wallet in seconds
Spend your balance in-store or online, anywhere Apple Pay is accepted
Free to create and use — no monthly fees, ever
FDIC insured up to $250,000 through Lead Bank, Member FDIC
The JIM Card is issued by Lead Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
ACH Transfer
Move money from your JIM balance straight to any U.S. bank account in your name.
1.99% + $0.99 fee per transfer
$15 minimum transfer
Funds arrive the same business day
Great option if you'd rather keep your funds in your bank
JIM AI Business Agent
Think of it as your business partner that never clocks out.
Analytics — get sales insights, comparisons, and diagnostics
Marketing — personalized tips to help you grow
Website generation — build and customize your free JIM Website
Talk to it by chat or voice, right inside the JIM app
JIM Website
A free, professional-looking web page, auto-generated from your business profile.
Your own custom URL: jim.com/a/[your-handle]
Accept payments directly through your site
Let the AI customize the design and content for you
JIM Bookings
Let customers book appointments right from your JIM Website.
Collect deposits through Payment Link
Take the remaining balance with Tap to Pay
Tipping
Let customers tip you on Tap to Pay transactions.
Tip screen pops up automatically at checkout
1.99% fee applies to the total, tip included
Sales Analytics
Every transaction, tracked automatically.
Real-time sales tracking and receipts
Compare periods and spot trends
Included free with your JIM account
Get started with JIM
Ready to jump in?
Download the JIM app
Complete your seller registration
Start selling or spending in minutes
Need more help?
✨ Chat with us
Get instant answers using our smart chat, right in the app.
Need a real person? Open the app → tap the (...) button → Help → Chat.
Available Monday–Friday, 9am–5pm EST.
📞 Give us a call
Prefer talking it out? Reach us at +1 (833) 315-2573.
Available Monday–Friday, 9am–5pm EST.
📧 Email us
Send us a message anytime at help@jim.com and our support team will get back to you with personalized help.