No. Once your seller profile is approved, you can sell, hold your balance and spend it, all inside the app. A bank account is optional and only needed if you want to move money out.
Without a bank account
Receive payments from Tap to Pay, Payment Link and Jim Website.
Hold your balance in the app and track every sale.
Spend it with your Jim Card, which you can add to Apple Wallet or Google Wallet or use online with the card details from the app.
No monthly fees, no subscription, no extra equipment.
Move money to a bank (optional)
Tap Cash out.
Choose ACH Bank Transfer.
Tap Continue with ACH.
The bank account must be a U.S. account in your name. If your balance is too low, the ACH option may not appear.
You'll see the fee and the amount you'll receive before you confirm. How can I use my Jim balance?
Made a mistake? See What happens if I send an ACH payment by mistake?
Fees
Tool | Fee |
Tap to Pay | 1.99% per sale ($1 minimum sale) |
Payment Link and Jim Website | 4.99% + $0.30 per sale |
Jim Card | Free |
Same Day ACH | 1.99% + $0.99 per transfer ($15 minimum) |
See all fees at jim.com/pricing.
Need more help?
Human support is available Monday to Friday, 9am to 5pm EST.
Chat: in the app
Phone: +1 833 315 2573
Email: help@jim.com
✨ Talk to Jim, our AI smart help, available 24/7.